Character.AI review

Character.AI, or c.ai, is free to download and sign up to, with paid options sold in the app: Character.AI+ at $9.99 or $94.99, a Lite plan and Charms packs. It is run by Character Technologies, Inc., in Menlo Park, California, and its terms rule out explicit content on every plan.

By Hugo RodriguesChecked September 29, 2026 · How we test

CharacterAINSFW

Detailed review coming soon

We have not tested Character.AI hands-on yet. This page reports what we could check without a full test: prices, sign-up, payment and the company behind it. The detailed review, with a hands-on test and a score, will be published on this page. How we test

Free
to start, then from $9.99 or $94.99
Not listed
in our lists, until its review
The Character.AI home page on desktop

Character.AI sign-up, payment and who runs it

First-hand data

CharacterAINSFW
Sign up with
Not allowed under 13, or under 16 in the EEA and the UK, per its terms
Pay with

Prices read on its App Store listing. Web checkout not seen without an account

As stated on the pricing page
On your bank statement

Not stated

Company behind it

Character Technologies, Inc.

Menlo Park, California, terms of service
Mobile app

Yes

iOS app rated 18+ on the App Store, with age assurance and parental controls listed
Own model, key or proxy

Not verified

Delete your account

Not found yet

Checked

September 29, 2026

Signed out, from its public pages

Is Character.AI worth it?

We cannot tell you yet: we have not tested Character.AI hands-on. Here is what the facts we checked say.

  • The app is free to download and sign up to, and the App Store listing says it contains ads. What the free tier leaves out, we have not seen yet.
  • The price of c.ai+ is only readable on its App Store listing, at $9.99 or $94.99, with no billing period shown. Charms, its in-app currency, sell from $0.99.
  • Its terms forbid obscene or pornographic content on every plan, so paying does not change what the characters may say.
  • Its signed-out home page loads a full advertising stack: Google Ads, Criteo, PubMatic, Facebook, Reddit and three identity-matching services.
  • Its terms give it a perpetual, irrevocable licence to what you write, and send disputes to individual arbitration unless you opt out.

Character.AI pricing

Every plan as its App Store listing (US) lists it. What a plan includes is what the platform states.

PlanPriceWhat the plan lists
Character.AI+$9.99 or $94.99Two App Store listings, billing period not shown
Character.AI Lite$2.49 or $4.99Two App Store listings, billing period not shown
Charms packs$0.99 to $49.99Seven packs of Charms, its in-app currency

Read on its App Store listing (US) on September 29, 2026.

Subscriptions renew automatically until cancelled, per its terms. The App Store lists each subscription at two prices without saying which period each one covers, and the web subscription page opens only with an account.

Charms, its in-app currency, sell separately in seven packs.

Candy AI allows explicit chat on its paid plans, which Character.AI's terms rule out.

Try Candy AIFree tier, no card. Affiliate link to Candy AI.

Is Character.AI free?

There is a free tier. Here is what it gives, as Character.AI states it.

FeatureFreePaid
Download and sign-upYesYes
Access to charactersAfter sign-up, per its home pageYes
AdvertisingThe App Store listing says the app contains adsNot stated
Explicit contentNo, per its termsNo, per its terms

Read on its App Store listing and home page on September 29, 2026.

What Character.AI says it offers

Read on its public pages and catalogue. A yes means the platform shows or states it, not that we have tried it. Not verified means we could not see it without a full test.

What it generates

Image generation
Not verified
Video generation
Not verified
Voice replies
Not verified
Voice calls
Yes

Characters

Custom characters
Yes
Community library
Yes
Group chat
Not verified
Long-term memory
Not verified
User personas
Not verified

Styles

Realistic
Not verified
Anime
Not verified

Who you can talk to

Female characters
Not verified
Male characters
Not verified
Trans characters
Not verified

Cost and payment

Free tier
Yes
Free images
Not verified
Crypto payment
Not verified
Discreet billing
Not verified

Rules and reach

NSFW allowed
No
Mobile app
Yes
Public API
Not verified

Your own model

Own model or proxy
Not verified

Is Character.AI safe? Privacy and data

What its pages load, counted by us, and what its terms say about your data.

Loaded on the pageWhat it is
Google Ads, DoubleClick, AdSense, Tag ManagerAdvertising and ad measurement
Criteo, PubMatic, RTB HouseAd buying and retargeting
ID5, Lotame, Yahoo ConnectIDCross-site identity matching for advertising
Facebook, RedditAdvertising pixels
AmplitudeProduct analytics
Sentry, CloudflareError reporting and web analytics

Recorded on the home page, signed out, in a clean browser profile, on September 29, 2026: 150 requests on the home page.

What you write
You keep ownership, and grant a worldwide, perpetual, irrevocable, transferable and sublicensable licence to use it for any Character.AI purpose, including letting other users remix it. (terms of service, read September 29, 2026)
Model training
It collects information from public sources on the internet to evaluate and improve the service, including for model training and development. (privacy policy, read September 29, 2026)
Advertising
It and its advertising and analytics providers use cookies, web beacons and other tracking technologies on the service. (privacy policy, read September 29, 2026)

The App Store rates the iOS app 18+, with age assurance and parental controls listed under in-app controls.

Character.AI rules: refunds, limits and cancelling

What its own terms and screens say, quoted with the page and the date.

Explicit content
Content that is obscene or pornographic is not allowed, on any plan. (terms of service, read September 29, 2026)
Minimum age
Not allowed under 13, or under 16 for residents of the EEA and the UK. (terms of service, read September 29, 2026)
Refunds
Payments are non-refundable except where the law requires. App store purchases are refunded through Apple or Google. (terms of service, read September 29, 2026)
Disputes
Disputes go to binding individual arbitration with a class action waiver, with a right to opt out described in the terms. (terms of service, read September 29, 2026)

What we have and have not checked on Character.AI

What we did ourselves

September 29, 2026
Read the home page, the terms, the privacy policy and the App Store listing, and recorded what the home page loads. No account opened. The help centre did not open for us.

What the detailed review will check

  • How the conversation holds over 50 messages, and what it remembers
  • How consistent generated images stay across a session, and how often it refuses
  • What the free tier shows before the paywall, message by message
  • Features we could not see yet: Image generation, Video generation, Voice replies, Group chat, Long-term memory, User personas, Realistic, Anime, Female characters, Male characters, Trans characters, Free images, Crypto payment, Discreet billing, Public API, Own model or proxy

The Character.AI filter, age checks and alternatives

Each has its own page on this site. This is where to find them.

What the filter blocks and why it moves is in our guide to the Character.AI filter, and how its age assurance works is in our guide to Character.AI age verification.

If you are leaving it, the platforms people move to are in our list of Character.AI alternatives, and what Character.AI allows is summed up on our home page.

Character.AI alternatives

Janitor AI

Free tier: Unlimited chats on standard models, about 9k of context.

SpicyChat AI

Free tier: Unlimited messages with ads, 4k context, unlimited character creation.

Talkie AI

Free tier: Free to browse and chat, no public price for Talkie+.

Frequently asked questions about Character.AI

What is c.ai?

c.ai is the short name for Character.AI, a chat platform where you talk to characters written by other users or build your own. Its home page announces more than 10 million characters.

Is Character.AI free?

Its App Store listing says it is free, with ads and in-app purchases, and its home page offers access to its characters after a free sign-up. We have not yet checked what the free tier leaves out.

How much is c.ai+?

Its App Store listing shows Character.AI+ at $9.99 or $94.99 and Character.AI Lite at $2.49 or $4.99, without saying which period each price covers. The web subscription page does not open without an account.

Is Character.AI safe?

It is run by a named US company and its app is rated 18+ on the App Store. On privacy, its public pages load a large set of advertising trackers, and its terms give it a perpetual licence to what you write. Both are set out on this page.

Who owns Character.AI?

Character Technologies, Inc., based in Menlo Park, California, per its terms of service.

Does c.ai+ remove the filter?

No. Its terms forbid obscene or pornographic content on every plan, paid or not. Our guide to the Character.AI filter explains what triggers it.